Financial Help Ireland - Financial Help
PERSONAL DEBT [Debt Management Plans]
What is a Debt Management Plan?
A debt management plan gives you the freedom to manage your finances in an informal agreement with your creditors by making one single affordable monthly payment.
How does a Debt Management Plan work?
Debt Consultants acts an agent between you and your creditors (the people you owe money to). With your permission we will contact your creditors and arrange a repayment plan. Once this repayment plan is agreed, you will pay our firm an affordable regular payment on a monthly basis. We will immediately distribute these funds amongst your creditors in accordance with the negotiated plan. Following the agreed plan will result in you becoming debt free in the future. It’s that simple!!
What are the key benefits of a Debt Management Plan?
The key benefits of a debt management plan are:
- Only pay what you can realistically afford to pay
- One simple monthly repayment
- Freeze or reduce your Interest payments and charges
- Be debt FREE in as little as 12-36 months
- We manage your debts; freeing up your time to enjoy life again!!
- Help put an end to stressful creditor phone calls
- You can stop the plan at any time without any penalties
How do I apply for a Debt Management Plan?
Applying for a Debt Management Plan with us is simple. You can:
- Complete our online debt enquiry form. The form will only take seconds to fill out!!.We promise to deal with your enquiry promptly.
- Alternatively, you can call our dedicated nationwide advice lines on
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Our experienced debt consultants are on hand now to give the advice you require to make an informed decision. Please feel free to read our extensive FAQ section for further information on this and other types of debt solutions.

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